1) Family Income Replacement due to Your Untimely Demise

What will be the consequences for your family if you were to pass on while your children are still schooling? How hard would your spouse have to work to replace your income?

2) Critical Illness & Medical Care Contingency Planning

How long do you think you can stay employed if you are diagnosed with a critical illness & have to constantly seek treatment? Where will your source of income be?

3) Total and Permanent Disability

What changes would you & your family have to make if your income fell dramatically due to a disability? Did you know that life insurance plans do not pay upon partial disability? What then are your options?

4) Money Matters/Planning

Do you think your present way of saving & investing will lead you to a pleasant retirement? What will have to change?

5) Retirement Planning in an Aging Society

What does “retirement” mean to you? Have you pictured what it will be liked? Do you like what you see? What is lacking?

6) Provision for Children’s University Education

How important is it to you that your children be given as much opportunity as possible to further their studies? Why? How will that affect your retirement planning?

7) Keyman Insurance

The potential loss of income and competitive advantage due to the untimely demise or disability of a Company’s Key Personnel. Do you really need a Keyman policy?

Buy – Sell Business Continuation Plans for Business Partners

How much is your company worth? Have you ensure the worth & smooth succession of your company upon the demise or total & permanent disability of a Business Partner?